Tag: Insurance

Does your homeowner’s insurance cover sewer backups?

Homeowner’s insurance helps protect your home, but sewer backups are often not covered under a standard policy. A sewer backup can cause serious damage to floors, walls, furniture, and personal belongings, and repairs can be expensive. Reviewing your coverage now, before a problem occurs, is a simple way to avoid an unwelcome surprise.

In most cases, sewer or drain backup coverage is an optional add-on to your homeowner’s insurance. If you are not sure what your current policy includes, the easiest step is to call your insurance agent and ask.

It is also worth knowing the difference between sewer backup coverage and flood insurance. Flood insurance covers water entering your home from outside, such as heavy rain or rising water levels. Sewer backup coverage applies when wastewater comes up through drains or toilets inside the home. They address different situations, and some households may benefit from having both.

You may also want to ask your agent about service line coverage, sometimes called sewer lateral coverage. The sewer lateral is the pipe running from your home to the City’s main sewer line, and homeowners are generally responsible for the portion on their property. Repairs to that pipe can be costly, and some insurers offer this protection as an add-on.

When you speak with your insurance agent, consider asking:

  • Does my policy cover sewer or drain backups?
  • If not, how much does it cost to add?
  • Do I have flood insurance, and how is it different from sewer backup coverage?
  • Is there coverage available for my sewer lateral?

Sewer backups can happen for a variety of reasons, including heavy rainfall, aging infrastructure, or items that were flushed or poured down drains. The City is committed to maintaining the public sewer system and works to address issues as they arise. Even so, backups can occasionally occur, and having the right coverage in place is one of the best ways to protect your home and your finances.

To learn more about preventing sewer backups, visit www.mt-pleasant.org/sewer

Topics to Watch at the Mt. Pleasant City Commission Meeting – 12/9/2024

Here are the topics to watch at the next in person, as well as virtual Mt. Pleasant City Commission meeting scheduled for Monday, December 9, 2024, at 7 p.m.

  • Public Hearing on the Planning Commission’s proposed Zoning Map Amendment (Z-24-01) for the five properties located southwest of Crawford and Broomfield.
  • Public Hearing on the Planning Commission’s TC-24-02-Amendment to Table 154.405.A of the zoning ordinance as it relates to SD-U University Special District Rules.
  • Consider resolution approving the final 2025 Operating Budget and set the millage rate for 2025.
  • Consider resolution supporting amended rates, fees, and charges.
  • Consider contract with UME-Gerber Life for 2025 stop loss coverage insurance.
  • Discussion on City Manager Evaluation Process.

To view the entire meeting packet visit: 

Click to access E-Packet%20for%20Monday,%20December%209,%202024….pdf

How to follow public meetings:

The City Commission Meeting will be held in person in the City Chambers/City Hall (320 W. Broadway Street) with virtual attendance options as well. Non-voting participants may view the meeting live on the City’s YouTube Channel https://www.youtube.com/user/MtPleasantMi/, on Spectrum Charter channel 188 or via Zoom.

If a virtual option becomes unavailable due to technical difficulties, the meeting will continue as scheduled. Residents who would like to provide a comment during the appropriate time are welcome to come to the meeting at City Hall or email their statement to comment@mt-pleasant.org.

To participate via Zoom:

https://us02web.zoom.us/j/81427929317?pwd=2P1aut1B3uoOb8snfkfrWofaiDdAhq.1

Meeting ID: 814 2792 9317

Passcode: 146246

Phone dial-in: (312) 626-6799

The audio and video will be muted for members of the public and then unmuted by the host during public comment periods.

For participants accessing via computer or smartphone please use the “Raise Your Hand” icon to indicate you would like to speak. First, click on the “Participants” icon at the bottom of your screen. Next, click on the “Raise Your Hand” icon near the bottom right corner of the screen.

To raise your hand for telephone dial-in participants, press *9.

Members of the public may be muted or removed if using abusive language or if they become disruptive to the meeting.

Virtual attendance to the meeting and participation during public comment periods will be conducted as follows:

  • Members of the public are asked to provide their name and address with any comments.
  • Comments/Questions may be sent ahead of the meeting, or during the meeting via email to comment@mt-pleasant.org. Comments sent via email will be read aloud to the Commission during the public comment period.

Individual commissioners can be contacted at the following email addresses:

Mary Alsager               malsager@mt-pleasant.org

Elizabeth Busch          ebusch@mt-pleasant.org

Bryan Chapman          bchapman@mt-pleasant.org

Maureen Eke              meke@mt-pleasant.org

Amy Perschbacher      aperschbacher@mt-pleasant.org

Grace Rollins               grollins@mt-pleasant.org

Boomer Wingard        bwingard@mt-pleasant.org

Persons with disabilities needing assistance to participate may call the Human Resources office on (989) 779-5314. Persons requiring speech or hearing assistance may contact the city through the Michigan Relay Center at 711. 48-hour advance notice is necessary for accommodation.