The City of Mt. Pleasant is now accepting applications for round two of the CHILL (Housing Improving Local Livability) Program, which helps eligible homeowners make essential home repairs to keep their homes safe, comfortable, and affordable.

The City was awarded $423,500 through the CDBG Housing Improving Local Livability (CHILL) grant from the Michigan State Housing Development Authority (MSHDA), with an additional $50,000 contribution from the City, resulting in a total of $473,500 available for home improvement projects. So far, the program has assisted 24 homes with a total of $247,055 in completed projects.

Who Can Apply:
To qualify for the program, the following requirements must be met:

• Homes must be located within Mt. Pleasant city limits.
• The home must be at least five years old.
• Household income must be at or below 80% of the Area Median Income (currently $52,4000 for a household of two).
• Project costs must be at least $1,000, maximum funding for a project is $40,000.
• Projects costing more than $10,000 shall be a zero interest, zero payment loan, forgivable after five years. Loans shall be secured by a second mortgage, forgiven in full at the end of five years.
• The city’s project priority is to work with homeowners to repair or replace furnaces and water heaters.

How to Apply:
Applications are available online at www.mt-pleasant.org/CHILL or in person at City Hall, 320 W. Broadway Street. Applications will be accepted through February 27 or until the remaining funds are fully expended.

Need Help with Your Application?
Residents can schedule one-on-one assistance with Lauren Baker, who will walk homeowners through the process and answer questions before submission. Email lbaker@mt-pleasant.org or call (989)779-5379 to set up an appointment.

The CHILL program reflects the City’s ongoing commitment to safe, livable, and affordable housing. Homeowners are encouraged to apply early to take advantage of the remaining funds.